Our products for private customers

We offer transparency, protection and safety

Our products and services help persons in their economic life:

Basical for your financial planning – meineSCHUFA kompakt

meineSCHUFA kompakt gives you online access at any time to the data SCHUFA has stored about you. Free telephone support and SMS/e-mail notification service in case of inquiries and changes regarding your data are included.

Additional safety for your identity – meineSCHUFA plus

meineSCHUFA plus includes all the services of meineSCHUFA kompakt and offers additional safety for your identity due to daily monitoring, fast help in an emergency thanks to 24h advice hotline and support with regard to the elimination of traces of identity misuse on the internet.

Maximum service – meineSCHUFA premium

meineSCHUFA premium includes all the services of meineSCHUFA plus. In addition, you will receive the SCHUFA Credit Report and the SCHUFA Company Report free of charge once per year, a partner card with the complete service package of meineSCHUFA plus for one additional person and the SCHUFA Priority Service for preferential treatment of your inquiries with the Private Customer ServiceCenter.

Information to be passed on, e.g., to a landlord – SCHUFA Credit Report

The SCHUFA Credit Report and the original certificate provided by SCHUFA Holding AG are designed to demonstrate your creditworthiness and to create trust, for example between landlords and tenants. You can use the Original Certificate to document your financial reliability. You also receive the following explanatory information for your records:

• Your daily SCHUFA orientation score for your creditworthiness;
• Your daily SCHUFA industry scores for the six most relevant industries. These express the probability with which your payment obligations will be met;
• and an overview of the personal data on you stored by SCHUFA.

To guarantee your money is in good hands - SCHUFA Company Report

To ensure that, e.g., your private construction or renovation project will be a success, you need reliable partners - from architect to craftsmen, because insolvency of a service provider means costs and trouble. The SCHUFA Company Report allows you to check the creditworthiness of your business partners before you conclude a contract. Among other things, the report contains:

• Important, commercially relevant credit information based on payment history
• Information about the economic interlocking of all office holders
• Business figures, balance sheet and, if applicable, insolvency information

The individual report for online retrieval - SCHUFA WebCode

With a SCHUFA WebCode, you can enable business partners (e.g. a landlord) to retrieve a short report about your identity and credit rating quickly and easily via the internet.

Copy of personal data (under Article 15 GDPR)

With a copy of personal data (under Article 15 GDPR) you receive information about the personal data on you which are stored by SCHUFA. You will then be told where such data originates and who it has been disclosed to. The copy of personal data (under Article 15 GDPR) must be treated with confidentiality as it contains numerous personal data. The data could, for example, include bank or credit card data which no-one other than yourself should know about. An online order form can be found at www.meineSCHUFA.de.