The increasing focus on online banking, rising pressure on margins and a wide range of regulatory obligations are placing high demands on the lending business with private customers, natural business persons as well as commercial and corporate customers. We support you with our comprehensive, fully digital portfolio of solutions for creditworthiness, identity, fraud prevention and compliance. Enable fast, cost-effective contract conclusions, minimize payment defaults, prevent fraud and get support with regulatory requirements such as KYC.
Digital information that can be called up at any time without media discontinuity and a fully integrated score. Assess the opportunities and risks of new and existing customers even more efficiently in future.
Time-consuming and difficult KYC processes are a thing of the past. Make better use of our smart, legally compliant solutions.
Find out about changes to your existing customers at an early stage - directly integrated in agree21.
SCHUFA-Geno-Bonitätsindex was developed in collaboration with Atruvia AG and parcIT GmbH specifically for the cooperative banks and will be integrated as a separate module in the VR rating for corporate customers in future. The index provides an optimized use of the information from the SCHUFA databases for cooperative banks. This customized solution enables more accurate forecasts and a much higher degree of selectivity. This provides you with the perfect basis for assessing business risks and opportunities even more efficiently in the future.
We are happy to support you in meeting your obligations. And you have one less thing to worry about.
Discover the possibilities of data-based fraud prevention.
All-round greater security when identifying and assessing the creditworthiness of your private customers.
Use our standardized XS2A interfaces for efficient and fully digital processes.
Your advantages:
- Credit reports integrated in agree21
- Digitalization of your corporate and commercial customer processes
- Commercial reports as condensed brief or comprehensive full reports as required
- Unique SCHUFA Geno creditworthiness index offers precise and reliable forecasts for your risk management
- Increased selectivity in your VR rating for corporate clients 2.0
- Process cost savings through the expansion of automated components
Online. With a click. In real time. It couldn't be simpler.
Things change over time. It is therefore important to know where your existing customers stand.