The growing focus on online banking, increasing pressure on margins, and a wide range of regulatory obligations place high demands on the lending business with retail customers, individual business owners, and commercial and corporate clients. We support you in this with our comprehensive, fully digital portfolio of solutions covering creditworthiness, identity verification, fraud prevention, and compliance. Enable fast, cost-effective contract execution, minimize payment defaults, prevent fraud, and get support with regulatory requirements such as KYC.

Digital information that can be accessed at any time without switching between platforms, along with a fully integrated score. Assess the opportunities and risks associated with new and existing customers even more efficiently in the future.

Cumbersome and difficult KYC processes are a thing of the past. Take advantage of our smart, compliant solutions instead.

Stay informed early on about changes affecting your existing customers—all directly integrated into agree21.

The SCHUFA-Geno Creditworthiness Index was developed specifically for cooperative banks in collaboration with Atruvia AG and parcIT GmbH and will be integrated into the VR-Rating for corporate clients as a separate module in the future. The index enables cooperative banks to make optimal use of the information from the SCHUFA databases. This customized solution enables more accurate forecasts and significantly higher discriminatory power. This provides you with the perfect foundation for assessing business risks and opportunities even more efficiently in the future.

We're happy to help you meet your obligations. And that's one less thing for you to worry about.

Discover the possibilities of data-driven fraud prevention.

Greater security across the board when it comes to identifying your retail customers and assessing their creditworthiness.

Take advantage of our standardized XS2A interfaces for efficient, fully digital processes.

Your benefits:

  • Business Information Integrated into agree21
  • Digitizing Your Corporate and Business Customer Processes
  • Business reports, available as concise summaries or comprehensive full reports, depending on your needs
  • The unique SCHUFA Geno creditworthiness index provides accurate and reliable forecasts for your risk management
  • Improving Discrimination in Your VR Rating for Corporate Clients 2.0
  • Cost Savings in Process Costs Through the Expansion of Automated Components

Online. With a click. In real time. It doesn't get any easier than this.

Things change over time. That's why it's important to know where your existing customers stand as well.

KYC via API: An Optimized End-to-End Process Saves Resources and Enhances the Customer Experience:

Automated SCHUFA credit reports in agree21 and in the corporate customer rating system for mass-market business:

Process and Data Optimization in the Corporate Banking Sector:

Expert knowledge and industry trends for informed decisions.