Moving away from manual transactions toward digital solutions. We provide you with digital information that enables you to make objective credit decisions. Directly integrated into your core banking system, fully digitized, and accessible in real time. Whether it’s credit reports, credit scores, or updated credit information, fraud prevention data, or compliance with regulatory requirements such as KYC—SCHUFA is your trusted partner for your business with individual, commercial, and corporate customers.

SCHUFA has been a long-standing strategic partner of the Sparkassen-Finanzgruppe at all levels—in part due to the Sparkassen-Finanzgruppe’s stake in SCHUFA. Take advantage of the benefits of this close integration across all areas for your solutions.

As an enabler and reliable partner, SCHUFA helps you align your business strategy to ensure it is sustainable and future-proof.

SCHUFA's Proposed Solutions for Savings Banks

  • Effiziente Anlage und Überwachung von Privat- und Firmenkunden:
    • Schnelle Kundenidentifikation und -verifizierung
    • Nahtlose Integration in bestehende Prozesse
    • Trennscharfe Risikosteuerung
  • Modernes Datenmanagement:
    • Optimierung der Datenqualität im Privat- und Firmenkundengeschäft
    • Sicherstellung von Datenintegrität und Transparenz
  • Regulatorik und Risikomanagement:
    • Automatisierte Lösungen zur Unterstützung gesetzeskonformer Prüfungen
    • Kontinuierliches Echtzeit-Monitoring zur Risikofrüherkennung

We're happy to take care of your obligations. And that's one less thing for you to worry about.

Working Together Against Fraud. Working Together for Greater Security. With the SCHUFA FraudPool, we are making an important contribution to preventing harm to financial institutions, as well as to consumers and the economy as a whole. Join us!

Thanks to PSD2-compliant interfaces, you can offer a digital loan application review process that allows customers to obtain a loan quickly and conveniently online.

Take advantage of the power of SCHUFA business information for small businesses and benefit from our top-quality forecasts.

With the upcoming FI Release 22.0, we plan to integrate the KYCnow platform into the “Corporate Customer Onboarding” process. This will reduce the amount of data required to set up a new corporate customer. Using the KYCnow platform, the OSPlus_neo process retrieves company details such as master data, corporate structures, and current registry extracts.

Through a dedicated interface to the transparency register, you can, among other things, identify the beneficial owner. Available as a submodule of the KYCnow platform or as an API for integration into existing processes.

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