Away from manual transactions and towards digital solutions. We provide you with digital information that enables you to make objective credit decisions. Integrated directly into the core banking system, fully digitized and available in real time. Whether credit reports, scores or follow-up notifications, information on fraud prevention and compliance with regulatory requirements such as KYC - SCHUFA is your competent partner for your business with private, commercial and corporate customers.

SCHUFA is a long-standing strategic partner of the Sparkassen-Finanzgruppe at all levels - also due to the participation of the Sparkassen-Finanzgruppe in SCHUFA. Take advantage of the close ties in all areas for your solutions.

As a facilitator and reliable partner, SCHUFA supports you in aligning your business strategy sustainably and for the future.

SCHUFA solutions for savings banks

  • Effiziente Anlage und Überwachung von Privat- und Firmenkunden:
    • Schnelle Kundenidentifikation und -verifizierung
    • Nahtlose Integration in bestehende Prozesse
    • Trennscharfe Risikosteuerung
  • Modernes Datenmanagement:
    • Optimierung der Datenqualität im Privat- und Firmenkundengeschäft
    • Sicherstellung von Datenintegrität und Transparenz
  • Regulatorik und Risikomanagement:
    • Automatisierte Lösungen zur Unterstützung gesetzeskonformer Prüfungen
    • Kontinuierliches Echtzeit-Monitoring zur Risikofrüherkennung

We are happy to take care of your obligations. And you have one less thing to worry about.

Together against fraud. Together for more security. With the SCHUFA FraudPool, we are making an important contribution to preventing damage to credit institutions, consumers and the economy as a whole. You too can be part of it!

Thanks to PSD2-compliant interfaces, you can offer a digital credit application check that allows customers to obtain a loan quickly and easily online.

Take advantage of the strength of SCHUFA business information for smaller companies and benefit from our highest forecasting quality.

With the next FI release 22.0, it is planned to integrate the KYCnow platform into the "Corporate customer onboarding" process. This will limit the creation of a new corporate customer to the entry of just a few data. The OSPlus_neo process uses the KYCnow platform to determine company details such as master data, company structures and current register extracts.

A dedicated interface to the transparency register allows you to determine the beneficial owner, among other things. As a sub-module of the KYCnow platform or as an API for integration into existing processes.