The new SCHUFA account is free of charge and thus offers an initial insight into the data stored by SCHUFA. In the SCHUFA account, you as a user can view your new SCHUFA score and, with the help of an explanation tool, transparently understand how it is made up point by point.

Customers of the mySCHUFA subscriptions have a significantly wider range of functions compared to the free version in the new SCHUFA account. It is planned that services from the fee-based meineSCHUFA subscriptions will also be integrated into the new SCHUFA account and that further added value and additional paid services will gradually become available to account users. The current meineSCHUFA subscriptions will be retained. They will also display the new score.

New free SCHUFA account: All creditworthiness-relevant data & SCHUFA score updated quarterly.

There are three different meineSCHUFA subscriptions with different services (compact, plus and premium).

meineSchufa compact: All creditworthiness-relevant data & daily updated SCHUFA score. Notification of all changes to SCHUFA data in real time via the UpdateService. Digital SCHUFA credit report included at all times.

mySchufa plus: All services included in the mySCHUFA compact subscription plus identity protection through 24/7 data monitoring and notification of suspicious hits by SMS and/or e-mail.

mySchufa premium All services included in the mySCHUFA compact and plus subscription plus two partner cards for mySchufa plus. SCHUFA company information included at all times.

In addition, meineschufa.de also offers one-off order products. For example, the SCHUFA-BonitätsCheck, which is suitable for passing on to third parties such as landlords.