The digital insight into your own creditworthiness-relevant data at SCHUFA is the first building block in the new SCHUFA account. In the second step, the new SCHUFA score was integrated into the SCHUFA account in March 2026. Users can now also call up their new SCHUFA score free of charge and use the explanation tool to transparently understand how it is made up point by point. Later, services from the fee-based mySCHUFA subscriptions will also be integrated into the new SCHUFA account and further added value and additional paid services will be available to account users.