SCHUFA receives data from its affiliated companies. As we have been working according to the principle of reciprocity since SCHUFA was founded in 1927, our corporate clients are both data providers and recipients.

The bundling of information at a central location - SCHUFA - enables companies to have a complete overview of the creditworthiness of consumers in order to take this into account in their risk management.

In addition to data from affiliated companies, SCHUFA also receives data from public directories such as the debtor register and the insolvency register.

Further information can be found here: .