If you have paid off a loan without defaulting, this information is stored for exactly three years.

Example: If you paid the last installment on 17.04.2021, the information will be deleted on 16.04.2024.

This can be an advantage for you as a consumer: If you want to take out another loan, your bank or savings bank can view it positively that you have already paid a loan properly and on time. The early or contractual settlement of loans proves that you are a reliable borrower.