The new SCHUFA score has a scale of 100 to 999 points. SCHUFA calculates scores based on the information it has stored. Consumers can find this information in their SCHUFA account, at bonify or in the data copy in accordance with Art. 15 GDPR. The score is made up of twelve criteria. Each criterion included in the new score is awarded points that can be easily added together and reflect the weightings in the score. Scores are therefore not calculated on the basis of a single piece of information, but only the interaction of the twelve criteria makes them meaningful.