Only 0.03 percent of people in Germany achieve the maximum score of 999 points in the new SCHUFA score. However, this is not bad news for everyone else. This is because around 62 percent of people in Germany have an excellent SCHUFA score and around 20 percent have a good score, giving them good to excellent chances of obtaining a loan from a bank, for example.

You can find further information on scoring under .

People in the "Unsatisfactory" category have already had payment problems that have not yet been settled. This includes, for example, unpaid invoices despite multiple reminders or ongoing insolvency proceedings. In these cases, SCHUFA does not calculate a score. A score is only calculated again once the outstanding debts have been settled.