Opening a current account is often one of the first pieces of information that SCHUFA receives and stores about a person. A lot can be deduced about financial behavior from this.

Credit cards also allow conclusions to be drawn about a person's creditworthiness. In this video, you can find out what role the number and age of credit cards plays.

The classic installment loan is reported to SCHUFA by banks and financial institutions. It means a financial burden for the borrower. Is this positive or negative for the score? Find out more in the video.

Not every loan is the same - real estate loans have a different effect on the SCHUFA score than installment loans. The exact explanation can be found in the video.

Online purchases on account are short-term loans because retailers have to make advance payments as the goods are shipped and payment is only made afterwards. How does this ultimately affect your score? Answers can be found here.

Have you recently moved a lot and your score has changed? Find out why here.