For many years, SCHUFA has been conducting large-scale, representative studies on people’s financial and consumer behavior, collaborating with renowned market research firms to do so. In this way, it contributes relevant knowledge to society and is able to draw attention to developments and challenges.

In addition, the storage of credit data at SCHUFA brings together important information about the financial and payment behavior of people in Germany, which often provides early indications of financial trends or challenges.