Solutions for commercial banks

Make objective credit decisions for low-risk, compliant transactions.

Do you want to meet your customers’ credit requirements at low risk and carry out legitimation checks as stipulated by regulators and anti-money laundering legislation? Our process excellence based on our unique database enables us to offer you fully digital, efficient processes that are optimised to meet your needs when it comes to taking over regulatory tasks on your behalf. And, of course we’ll support you with classic credit checks and in preventing fraud when conducting business with new and existing customers and natural persons as well as with your trade and corporate clients.

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ONLINE ROUTE WITHOUT MEDIA BREAKS FOR LEGITIMATION CHECKS COMPLIANT

WITH ANTI-MONEY LAUNDERING LEGISLATION

Increase customer convenience and thus your conversion rate. Our legitimation checks with state-of-the-art checking routines comply with German anti-money laundering legislation and are aborted by potential customers far less often than common procedures.

YOUR CHALLENGES IN DOING BUSINESS

WITH NATURAL PERSONS

Recognise fraudulent intent before it becomes fraud.

Discover the possibilities of data-supported fraud prevention.

You will find further information here!

You can check your existing customers at regular intervals as well.

Covid can influence your customers’ creditworthiness. So use the options SCHUFA offers to be able to react early if any problems arise.

Use the SCHUFA-FraudPool to exchange information with other banks if there is concrete suspicion of fraud.

Fight fraud together. Together for more security. With the SCHUFA-FraudPool we are making an important contribution to preventing losses for banks and also for consumers and the economy as a whole. Get involved too!

Find out more and read a case study about the SCHUFA-FraudPool

Comply with licensing and registration obligations without effort – with the PSD2 licence from our subsidiary finAPI.

Identify customers and business partners quickly and reliably using your bank account – secure, quick, easy, seamless and individually adjustable to the required level of security.

Find out more now!

YOUR CHALLENGES IN DOING BUSINESS

WITH TRADE AND CORPORATE CLIENTS

Identify your customers and business partners via a digital click route – in full compliance with the rules.

Laborious, difficult KYC processes are a thing of the past. It’s far better to use our smart, legally compliant solutions.

Identify the beneficial owner, even if corporate structures are complex. Simply and at the touch of a button.

Using your own interface with the transparency register, you’ll be able to identify information such as the beneficial owner of a company. Available as a submodule of the KYC platform or as an API to integrate in existing processes.

Offer onboarding without media breaks for SMEs – thanks to higher match rates.

Almost everyone who actively takes part in economic life in Germany is in our data pool. This fact hugely increases the likelihood of quick identification and makes automated onboarding possible – for young companies and start-ups above all.

Do you want to know more?

MODULAR SYSTEMS

EFFICIENT PROCESSES

Make objective credit decisions for low-risk, compliant transactions.

ONLINE ROUTE WITHOUT MEDIA BREAKS FOR LEGITIMATION CHECKS COMPLIANT

WITH ANTI-MONEY LAUNDERING LEGISLATION

YOUR CHALLENGES IN DOING BUSINESS

WITH NATURAL PERSONS

Recognise fraudulent intent before it becomes fraud.

You can check your existing customers at regular intervals as well.

Use the SCHUFA-FraudPool to exchange information with other banks if there is concrete suspicion of fraud.

Comply with licensing and registration obligations without effort – with the PSD2 licence from our subsidiary finAPI.

YOUR CHALLENGES IN DOING BUSINESS

WITH TRADE AND CORPORATE CLIENTS

Identify your customers and business partners via a digital click route – in full compliance with the rules.

Identify the beneficial owner, even if corporate structures are complex. Simply and at the touch of a button.

Offer onboarding without media breaks for SMEs – thanks to higher match rates.

Get in touch

with us

SCHUFA Vertragspartnerbetreuung