eCommerce & Payment

Fully-automated processes for the best performance

The requirements for you as an online retailer or payment provider are complex. Issues such as know your customer, assessing creditworthiness, fraud prevention, age verification and many additional regulatory challenges keep you busy every day. The solutions from SCHUFA offer you the highest performance throughout the entire customer lifecycle, platform-supported, seamlessly integrated in your systems and available in real-time, of course. For a convenient journey for your customers and maximum security for you.

Don’t get caught cold by your january sales

International promotion week, big product launch or coveted event tickets

We’ll supply you with reliable data in real-time even with high enquiry volumes. How do we do it?

You’ll find out here!

YOUR CHALLENGES IN E-COMMERCE AND THE PAYMENT SECTOR

Meet all the regulatory obligations in the onboarding process fully automatically.

Customer identification processes don’t have to be laborious. We’ll automate the entire KYC process making it simple and secure for you.

Get information about your new customer directly at the checkout.

You’ll get information about creditworthiness and identity quickly and easily, directly during the order process, thanks to our fully-automated and integrated processes.

Minimise the risk of fraudulent inducement to contract or data manipulation

Protect yourself from fraudulent intent and at the same time guarantee a convenient customer journey for your customers using our check mechanisms in real-time.

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Obtain a high degree of selectivity for smaller, strong, owner-managed companies.

Use the strengths of SCHUFA-Wirtschaftsinformationen with freelancers and SMEs.

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Identify your customer’s beneficial owner.

Using your own interface with the transparency register, you’ll be able to identify information such as the beneficial owner. As a submodule of the KYC platform or as an API to integrate in existing processes.

Surprise your auditor: carry out onboarding processes as per KYC standards.

Check your new customers according to the standards of German anti-money laundering legislation – even if you don’t have to.

SPECIAL CHALLENGES FOR ALCOHOL AND TOBACCO SHOPS

Check the disclosures your customers make about their age directly and securely.

Anyone who sells products or provides contents on the internet that are prohibited for those under the age of 18 must ensure that minors cannot gain access to them. We’ll verify the date of birth quickly and without any complications or PostIdent procedures. Our solutions can be conveniently integrated in existing age verification systems, and are sector-neutral and legally accepted. So you’ll resolve this issue and save both time and money.

Use the possibilities offered by smart identification of new customers.

Verify names, dates of birth and addresses with the access-to-account expertise of our subsidiary finAPI and the data expertise of SCHUFA. Online, quick and automated.

To finAPI